|
Guarantee
Check Cashing System |
 |
For today’s
check cashing merchant, stopping fake checks and fake
IDs is a constant challenge. Our Payroll Check Cashing
System scans a person’s fingerprint to positively
identify the customer and serve them quickly and
confidently.
This compact
check cashing system eliminates fraud, tracks check
cashing history and increases repeat business.
Customers love using our Payroll Check Cashing System
and are loyal to businesses that recognize them and
serve them quickly. Our company is so confident that
our Payroll Check Cashing System will eliminate fraud,
we even offer an optional check guarantee solution.
|
| |
| |
|
"Within the first 24 hours our system was
installed, we caught someone trying to pass a
counterfeit
check. We could have lost almost $500." - Richard Wolfe, Owner
of Easy Cash |
| |
|
A
Better Way to Cash Checks |
|
ELIMINATE FRAUD -
With fingerprint
scanning, our system detects
repeat offenders - no matter whose check they have - to
stop them from cashing another bad check. Plus,
the fingerprint scanner stops most "check runners" from
even trying to cash a bad check. |
|
TRACK CUSTOMER HISTORY -
Easily identify your good customers and turn away
the bad. Each enrolled customer's record includes
photo,
contact information
and
check cashing history
within your store. After a quick fingerprint scan, the
clerk confirms identity and views the previous store
activity- including any special notes or negative
activity throughout the network. |
 |
|
INCREASE REPEAT BUSINESS -
Keep the
growing market of unbanked consumers coming back to you
for valuable service. Customers love to use their finger
as ID for fast and secure check cashing. Honest
customers always return to a business that knows and
trusts them, and many tell their friends and co-workers
about our Payroll Check Cashing
System. |
|
SPEED TRANSACTIONS -
Handle more
transactions in less time. Repeat customers only need to
supply their finger as ID for fast, accurate
identification. With instant access to a customer's
picture, contact information and check cashing history,
there is less need to check IDS, call a bank or call the
check maker. |
| IMPROVE PROFITS -
Our Payroll
Check Cashing System is a cost-effective system that
provides real value. With reduced fraud, streamlined
operations, and increased store traffic, it won't take
long to add to your bottom line.
|
| REDUCE MANAGER INVOLVEMENT -
Payroll
Check Cashing System makes it easy to cash checks with
confidence, even without a manager present for a final
approval. The clerk can be sure of the customer's
identity and is alerted to any unusual check activity in
their history. |
| MAKE CHECK CASHING EASY -
Payroll Check Cashing System makes it easy for
clerks to comply with check cashing procedures. After a
fingerprint scan identifies a customer, the clerk simply
runs the check through the reader, follows the
instructions and instantly sees the recommendation to
accept or decline the check.
|
"Since we installed we haven't taken
a single counterfeit or fraudulent check. This
same time
last year I had already lost $3,700." - Steve Garewell, Owner,
Big G Food
|
|
|
|
Here's how it works ... just a few quick and easy steps! |
Safely processing a check is
simple... |
| |
1. |
 |
Customer places finger on the
scanner. |
| |
2. |
 |
Customer's information and picture appears on the
screen. |
| |
3. |
 |
Clerk runs
paycheck through the check reader to
automatically record the check information.
|
| |
4. |
 |
Customers check cashing history appears on the
screen instantly along with the clear recommendation on
accepting the check. |
| |
5. |
 |
Clerk enters check amount and fees are
automatically calculated.
| |
| |
|
"We have seen about a 70% reduction
in fraudulent
payroll checks." - Joyce Smart, Bi-Lo
Supermarkets
|
| |
|
Exceptional Features |
|
BETTER SECURITY FOR YOU AND YOUR CUSTOMERS
-
Electronic fingerprint scanning is fast and secure. By
using a form of ID that can't be lost or stolen or
faked, Payroll Check Cashing System helps you positively
know who your customers are and cash their checks with
confidence. |
 |
|
SET
YOUR OWN RULES -
A
fee table helps you customize fees based on the amount
of the check. The fee to charge and amount to pay the
customer are automatically calculated, or the clerk can
override during a transaction.
|
|
ELECTRONIC DEPOSITS -
Deposit your
checks electronically. Make a deposit to your bank
with the click of a button wherever you want; safer
and quicker than regular deposits; every check you
process is eligible. |
|
CHECK GUARANTEE OPTION -
We
are so confident our Payroll Check Cashing System will
eliminate fraud in your check cashing business, we even
offer an optional check guarantee service for checks
cashed using our system. What this means is that we will
pay the check cashing merchant 100% face value of any
bad check that is cashed using our system. This optional
check guarantee feature together with the other
exceptional fraud prevention tools virtually takes the
risks out of check cashing for the
merchant. |
|
SHARE NEGATIVE DATA NATIONWIDE -
The
Payroll Check Cashing System network maintains a secure
database that shares bad check activity with all Payroll
Check Cashing System merchants. Merchants are alerted if
someone is attempting to pass another bad check or has
outstanding items at any other Payroll Check Cashing
System merchant. |
|
RECOGNIZE PROBLEM ACTIVITY -
Customize velocity tracking to be alerted if a customer
is attempting to cash an unusually high number of checks
within a short period of time, or checks with a high
dollar amount — a possible indication of
fraud. |
|
ACCESS EVIDENCE REPORTS -
If
fraud occurs, the Payroll Check Cashing System stops the
offender from cashing another check, and helps prepare
the merchant to recover the item. Payroll Check Cashing
System can provide the merchant a report that includes
the customer’s picture, check image(s), and other
important customer and transaction information that aids
in the recovery process. |
|
MULTIPLE STORE DATA SHARING -
This convenient feature allows merchants to instantly
share customer information across a private chain of
stores, no matter where the customer enrolled within
that private chain. This helps improve customer service
and build loyalty across the
chain. |
|
GOVERNMENT COMPLIANCE -
Check cashers have a huge burden to comply with the
government’s massive reporting requirements. Use our
Government Compliance package to more easily meet these
requirements and avoid losing your ability to cash
checks; includes OFAC SDN checks, and SAR and
CTR
reporting. |
|
ACCOUNT LOOK UP -
Research and confirm information on accounts
before you
cash the check. An authorized third-party service provider
confirms if the account is open, with a positive
balance, closed and
other important status. |
|
WEB
REPORTS -
View and manage your store transaction data
24/7 with our
powerful web reporting tool. Search for customer’s
transactions, system totals, to mark a transaction as
bad, and much
more. | |
| |
|
"People simply like the fact that
they can cash a check without the hassle. We've never had
a
complaint, and I cant begin to tell you how many times people
have come up to me and
thanked me for making cashing a
check so easy." - Jimmy Wright, Owner, Wright's
Food
|
| |
|
Payroll Check Cashing System Overview |
|
The Payroll Check Cashing System is compact and
specifically designed with a small footprint. Staff training
is provided on the easy point-and-click software during your
installation. In addition, this powerful business tool makes
managing your business easy — even with multiple store
locations. From enrolling new customers to running accounting
reports, Payroll Check Cashing System is ready to make your
check cashing service easy, profitable and ready to grow.
|
 |
Payroll Check Cashing System
includes:
-
Payroll
Check Cashing System software and free standard
software upgrades
-
Access to the largest biometric database of negative
check cashing data.
-
Digital PC camera to capture and store
customer's picture
-
Biometric fingerprint scanner to capture and
store customer's fingerprint
-
Check Reader/Imager to capture and store
digital images of cashed checks
-
Driver's License Imager to capture and store
driver's license information
-
System training at the time of
installation
-
Computer with flat screen
monitor
-
Secure daily data backup
-
Professional installation
-
Complete manager and staff
training
| |
| |
|
"Customers can conveniently cash
their checks and then purchase
the groceries they need, and
Rosauers gets incremental revenue that
boost the bottom
line." - Mick Mikalson, Rosauers Grocery
|
| |
|
What merchants and customers are saying... |
|
On Customer Service:
|
|
“Our
customers like the system because they’re not hassled
every time they need to cash a check. They simply put
their finger on the reader and they get their money. We
make it easy for them, so they continue to come back —
in many cases, with new customers.”- Roguel Sanchez,
president, El Pueblo Market,
California |
|
On Sales and
Operations:
|
|
"Our check
cashing business has increased by 26% since we started
using the system."
- Steve Vallance,
Manager, Cardenas
Supermarkets |
|
“It (system) also
frees up our managers’ time because they no longer have
to oversee the check verification process...everything
is done using the system.”- April Stevens, store
manager, Pfeffers Pharmacy,
Michigan |
|
On Loss Prevention:
|
|
“The system has helped us
keep profits that would have otherwise walked out the
door with a bad transaction.”
- Tom Duthler, owner,
Duthler Family Food,
Michigan | |
| |
|
How do I get more information? |
|
Call us for a more information on how our Payroll Check Cashing System will
increase your store traffic, boost your profits and eliminate
bad check losses. Please let us show you how our Payroll Check
Cashing System can help your business
today. |
| |
|
|
| |
|
|
